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HelpWithMySocialSecurity.com is a blog intended to give you information on Social Security topics. Neither the blog, nor Jim Saulnier and Associates, LLC, are in any way approved, endorsed, or authorized by the Social Security Administration.
Jim Saulnier and Associates, LLC is a retirement planning firm that can assist you with your Social Security concerns.

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Earnings Test for Auxiliary Benefits
A reader from North Dakota wonders if his children's Social Security benefits will be reduced by him working longer. "If I retire at 62...
Chris Stein, CFP®
Jul 12, 20242 min read
88 views
0 comments


Clarification On Social Security Benefits Statement
A reader and fellow advisor looks for clarification on a client's Social Security benefits statement. On all of my clients' "Your Social...
Chris Stein, CFP®
Jun 28, 20248 min read
709 views
0 comments


Timing and Strategies For Survivorship Benefits
A reader from Ohio asks about timing strategies behind claiming a Social Security survivor benefit. "I have a Social Security survivor...
Chris Stein, CFP®
May 17, 20244 min read
133 views
0 comments


Will Canadian Earnings Affect My Social Security Benefit?
A reader from Washington wonders if his Social Security benefits will be affected by his earnings in Canada. “I am 60 years old. I worked...
Chris Stein, CFP®
May 3, 20243 min read
135 views
0 comments


Social Security Survivorship & Child-In-Care Benefits
A reader from Oklahoma asks about his mother's ability to claim Social Security survivor and child-in-care benefits. "My dad just passed...
Chris Stein, CFP®
Mar 8, 20244 min read
562 views
0 comments


Social Security Maximum Earnings On Statement
A reader from Georgia is looking for clarification on the maximum taxable earnings regarding her husband's Social Security Statement. "My...
Chris Stein, CFP®
Feb 23, 20243 min read
136 views
0 comments


Do Stock Options Count Towards Social Security Earnings?
A reader from Washington wonders if stock options should be counted toward earnings when considering Social Security. “My husband retired...
Chris Stein, CFP®
Jan 26, 20244 min read
1,299 views
0 comments


Paying Back Social Security Benefits
A reader from Mississippi asks if his wife will have to pay back her Social Security benefit after returning to work. "My wife retired in...
Chris Stein, CFP®
Dec 29, 20235 min read
97 views
0 comments


Maximizing Social Security Survivor Benefits
A reader from the State of Washington asks about the best strategy for maximizing his wife’s Social Security survivor benefits. “I am...
Chris Stein, CFP®
Nov 17, 20234 min read
356 views
0 comments


Social Security Voluntary Suspension of Benefits
A reader from Colorado looks for clarification on the law regarding voluntary suspension of benefits. "I read the article "Delaying Your...
Chris Stein, CFP®
Nov 3, 20234 min read
185 views
0 comments


Social Security Optimization Tools
A reader from Michigan asks for the best free and paid Social Security claiming optimization tools. "Over the years, you have referenced...
Chris Stein, CFP®
Sep 22, 20237 min read
336 views
0 comments


Social Security Survivor and Personal Benefits
A reader from Washington seeks clarification on claiming a Social Security survivor benefit and the timing of claiming her own benefit....
Chris Stein, CFP®
Sep 8, 20235 min read
161 views
0 comments


The Social Security Earnings Limit For Self Employed Individuals
A reader from Texas looks for clarification on the rules surrounding the Social Security earnings limit for self-employed people. "My...
Chris Stein, CFP®
Jul 28, 20236 min read
833 views
0 comments


Claiming A Benefit Before Age 70
A local Colorado reader wonders how she can begin claiming a Social Security survivor benefit until claiming her own full benefit at age...
Chris Stein, CFP®
Jul 14, 20232 min read
190 views
0 comments


Timing Of Social Security Spousal and Survivorship Benefits
A reader from Kansas asks a question from a client regarding Social Security and the claiming of benefits. "I have a client who asked a...
Chris Stein, CFP®
Jun 30, 20233 min read
405 views
0 comments


Will I Receive the Social Security COLA If I Haven't Claimed My Benefit?
A reader from North Carolina wonders if he will receive the Social Security Cost of Living Adjustment (COLA) for last year even if he has...
Chris Stein, CFP®
Jun 2, 20233 min read
237 views
0 comments


Social Security Survivorship Benefit at Husbands Age 62
A reader from Pennsylvania wonders what her Social Security survivorship benefit would be if her husband claimed benefits early at age...
Chris Stein, CFP®
May 19, 20233 min read
1,032 views
0 comments


Social Security and A Sisters Ability To Claim A Benefit
A reader in Georgia asks a couple of questions about his sister’s ability to claim a Social Security benefit. “My question is about my...
Chris Stein, CFP®
Apr 7, 20235 min read
134 views
0 comments


Answering Social Security Survivor Benefit Questions
A reader from New York asks if claiming a spousal benefit before Full Retirement Age (FRA) reduces the survivor benefit amount and what...
Chris Stein, CFP®
Mar 24, 20232 min read
214 views
0 comments


Social Security Survivor Benefits and Delayed Benefits
A reader from Kentucky wonders if he can claim a Social Security survivor benefit while delaying his own benefit to age 70. “I have two...
Chris Stein, CFP®
Nov 4, 20223 min read
891 views
0 comments
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