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HelpWithMySocialSecurity.com is a blog intended to give you information on Social Security topics. Neither the blog, nor Jim Saulnier and Associates, LLC, are in any way approved, endorsed, or authorized by the Social Security Administration.
Jim Saulnier and Associates, LLC is a retirement planning firm that can assist you with your Social Security concerns.

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Social Security for Overseas Workers
A reader from North Dakota asks about earning enough Social Security credits while working overseas and how this impacts Medicare...
Chris Stein, CFP®
Feb 214 min read
7 views
0 comments


Calculating Spousal Social Security Benefit In A Unique Situation
A reader from Texas looks for clarity on how to calculate a Social Security spousal offset given their situation. "My wife is about five...
Chris Stein, CFP®
Feb 9, 20246 min read
377 views
1 comment


Timing Of Social Security Spousal and Survivorship Benefits
A reader from Kansas asks a question from a client regarding Social Security and the claiming of benefits. "I have a client who asked a...
Chris Stein, CFP®
Jun 30, 20233 min read
406 views
0 comments


Rules Surrounding Spousal Social Security Benefits
A reader from Connecticut asks about the rules surrounding when to claim a spousal Social Security benefit. "My husband is one year...
Chris Stein, CFP®
Jul 29, 20225 min read
504 views
0 comments


Clarification On A Potential Social Security Spousal Benefit
A reader from Michigan looks for clarification on the potential spousal benefit for his wife. I am a 65-year-old anesthesiologist. God...
Chris Stein, CFP®
Apr 1, 20223 min read
496 views
0 comments


Social Security Child-In-Care Spousal Benefits.
A reader from Oregon asks for clarification regarding Social Security's Child-In-Care spousal benefit. I'm doing some research for a...
Chris Stein, CFP®
Feb 4, 20224 min read
8,050 views
3 comments


Social Security Survivorship Benefits and Government Pension Clarification
A reader from Massachusetts asks about survivorship benefits, his spouse’s pension and his Social Security retirement benefit. “My wife...
Chris Stein, CFP®
Dec 24, 20212 min read
155 views
1 comment


Clarification on Spousal Social Security Benefits
A reader from Michigan looks for clarification on Social Security spousal benefits. "I am a 65-year-old anesthesiologist who would like...
Chris Stein, CFP®
Dec 10, 20214 min read
160 views
0 comments


Social Security Disability Benefits & Claiming Spousal Benefits
A reader receiving SSDI looks for clarification on collecting spousal Social Security benefits. “Hi, my husband is currently 65, and I...
Chris Stein, CFP®
Jun 11, 20213 min read
236 views
0 comments


Spousal Benefits and Social Security
A reader from Arizona wants more information on claiming Social Security spousal benefits at her husband's Full Retirement Age (FRA). "I...
Chris Stein, CFP®
Jan 8, 20213 min read
325 views
0 comments


Tips to Maximize a Spousal Social Security Benefit
A reader would like to know if her husband's Social Security spousal benefits would be penalized if she claims her benefits early.
Chris Stein, CFP®
Aug 14, 20204 min read
251 views
0 comments


Child-In-Care Spousal Benefits: Can I Still Work?
A reader from Florida would like to know if she can still work if she files for child-in-care spousal benefits. “If I file for...
Chris Stein, CFP®
May 26, 20202 min read
1,247 views


Divorced Spousal Benefit: What If My Ex Hasn’t Claimed Benefits?
A reader asks about her Social Security divorced spousal benefit if her ex-spouse has not yet claimed his benefits but is turning 62....
Chris Stein, CFP®
Apr 24, 20203 min read
133 views


Claiming Spousal Benefits
This week, we have a question from a husband wanting to know about claiming spousal benefits: can his wife claim spousal benefits before...
Chris Stein, CFP®
Dec 13, 20193 min read
106 views


Suspending Spousal Benefits
We had the following simple, yet interesting new question come in recently: “I often read on your blog about suspending your own...
Chris Stein, CFP®
Feb 25, 20191 min read
37 views


Spousal and Dependent Benefits
I received the following question: My wife and I have full legal and physical custody of our granddaughter. She is 16 months old and...
Chris Stein, CFP®
Jan 22, 20192 min read
60 views


Overcoming Privacy Concerns With Divorced Spouse Benefits
As our long-time blog listeners/readers know, divorced spouses are entitled to receive benefits on their ex-spouse’s earnings if certain...
Chris Stein, CFP®
Nov 13, 20183 min read
43 views


Earnings Test and Spousal Benefits
We had a great question regarding the earnings test and spousal benefits from our email box this week: “I am 66 (FRA), the higher earner,...
Chris Stein, CFP®
Sep 4, 20182 min read
34 views
0 comments


Converting Spousal Benefits to Survivor Benefits
This next question is something we have not really addressed directly before regarding spousal and survivor benefits, so I really...
Chris Stein, CFP®
Aug 14, 20182 min read
460 views
0 comments


Delayed Claiming and Retroactive Benefits
Another good question regarding delayed claiming and retroactive benefits has come in from our listeners this week: “I am over 70, and...
Chris Stein, CFP®
Aug 7, 20182 min read
20 views
0 comments
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