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HelpWithMySocialSecurity.com is a blog intended to give you information on Social Security topics. Neither the blog, nor Jim Saulnier and Associates, LLC, are in any way approved, endorsed, or authorized by the Social Security Administration.
Jim Saulnier and Associates, LLC is a retirement planning firm that can assist you with your Social Security concerns.
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Chris Stein, CFP®
Jan 22, 20192 min read
Spousal and Dependent Benefits
I received the following question: My wife and I have full legal and physical custody of our granddaughter. She is 16 months old and...
60 views
Chris Stein, CFP®
Sep 11, 20181 min read
Calculation of WEP
Question from reader: “I’ve been reading your blog and enjoy how far reaching on SSA it covers. That said I’m confused on one area and...
110 views0 comments
Chris Stein, CFP®
Aug 22, 20172 min read
10 Year Rule and Divorced Spouse Benefits
We received the following question recently regarding the 10-year rule and divorced spouse benefits: “My Mother is 62 and wants to file...
60 views0 comments
Chris Stein, CFP®
Aug 8, 20172 min read
Question Regarding WEP
WEP, the Windfall Elimination Provision, affects people who worked in a Social Security exempt, government or non-profit job and who also...
17 views0 comments
Chris Stein, CFP®
Jan 26, 20163 min read
Recovering From the Social Security Earnings Test
Back in May, 2014 I blogged on how the Earnings Test can reduce your benefits if you are receiving benefits prior to your Full Retirement...
19 views0 comments
Chris Stein, CFP®
Dec 16, 20153 min read
A Case For Claiming Social Security Benefits Early
So many Social Security claiming recommendations on our blog and elsewhere in the press involve reasons to delay claiming, we wanted to...
22 views0 comments
Chris Stein, CFP®
Aug 25, 20152 min read
Social Security Disability Benefits to Retirement Benefits
The following multi-part question came in recently: “I am on SS disability benefits now. Next year I reach my full retirement age of...
12 views0 comments
Chris Stein, CFP®
Jul 28, 20152 min read
Spousal Benefits for the Non-Married
Effective May 19th, 2015 it is possible for some people to be eligible for the same Social Security benefits as spouses, even though they...
42 views0 comments
Chris Stein, CFP®
Jul 21, 20152 min read
Caution – Health Savings Accounts and Filing for Social Security
We have blogged many times about different situations where filing for benefits while still working may be advantageous. Or other times...
17 views0 comments
Chris Stein, CFP®
Jun 2, 20152 min read
Beware of Retroactive Benefits
A little issue has come to our attention with regard to the way Social Security offices process your application for benefits once you...
19 views0 comments
Chris Stein, CFP®
May 19, 20152 min read
Additional Side Effects of WEP
We have spoken several times about the Windfall Elimination Provision (WEP) of Social Security. Regular visitors to the blog will...
17 views0 comments
Chris Stein, CFP®
Mar 17, 20153 min read
Question on Claiming Suspended Benefits
After listening to our discussion of Suspending Benefits we had a reader/listener contact us with a hypothetical question. To set up...
14 views0 comments
Chris Stein, CFP®
Oct 22, 20143 min read
Know the Rules Before You File
Have you ever wondered about Social Security representatives and the information they provide? Sometimes it helps if you know the rules...
22 views0 comments
Chris Stein, CFP®
Jul 15, 20143 min read
Social Security First Year Rule
Long-time readers of our blog probably know if you retire before your Full Retirement Age (FRA), which for most people today is sometime...
73 views0 comments
Chris Stein, CFP®
Jul 1, 20142 min read
Taxation of Social Security Benefits
Prior to 1983, Social Security Benefits were expressly excluded from federal income taxation under Treasury Department Tax Rulings. This...
14 views0 comments
Chris Stein, CFP®
May 20, 20142 min read
Social Security Earnings Test
Social Security was originally designed to replace a portion of your income after you retire. Yet for a variety of reasons many people...
20 views0 comments
Chris Stein, CFP®
May 6, 20142 min read
Government Pension Offset
In last week’s blog post, we discussed the Windfall Elimination Provision (WEP), which will affect the amount of an individual’s Social...
19 views0 comments
Chris Stein, CFP®
Apr 29, 20142 min read
You May Weep Because of WEP
Little known to most people, a number of American workers don’t pay into the Social Security system. Instead, these workers, who are...
26 views0 comments
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