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HelpWithMySocialSecurity.com is a blog intended to give you information on Social Security topics. Neither the blog, nor Jim Saulnier and Associates, LLC, are in any way approved, endorsed, or authorized by the Social Security Administration.
Jim Saulnier and Associates, LLC is a retirement planning firm that can assist you with your Social Security concerns.
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Chris Stein, CFP®
Oct 24, 20172 min read
Question on Retroactive Benefits
The following question came in from a blog reader: “I am confused by Social Security retroactive benefits. I went in recently to file...
20 views0 comments
Chris Stein, CFP®
Aug 15, 20172 min read
Social Security Benefit Estimate Assumptions
The benefit estimate generated by the Social Security Administration can be confusing for many people, especially younger workers. What...
146 views0 comments
Chris Stein, CFP®
May 16, 20172 min read
How Does the Earnings Test Affect My Monthly Benefit?
You may be aware of the Social Security Earnings Test, but you may not know how it will directly affect your Social Security benefit...
31 views0 comments
Chris Stein, CFP®
May 9, 20172 min read
Delays in Your Delayed Retirement Credits
Did you know you could have a delay in receiving your delayed retirement credits? This week, I’d like to take a look at some of the...
34 views0 comments
Chris Stein, CFP®
Sep 20, 20162 min read
When Can You Claim Your Social Security Retirement Benefit?
Simply put, you can claim your Social Security retirement benefit any time after you turn 62. However, since this is Social Security...
15 views0 comments
Chris Stein, CFP®
Aug 30, 20162 min read
Beware – Retroactive Benefits
A little issue has come to our attention with regard to the way Social Security offices process your application for benefits once you...
17 views0 comments
Chris Stein, CFP®
Jun 21, 20161 min read
Social Security Claiming Options
Most people can first claim their Social Security retirement benefit at age 62, which is younger than the Full Retirement Age (FRA). The...
21 views0 comments
Chris Stein, CFP®
May 31, 20162 min read
What is the Earnings Test?
Social Security was originally designed to replace a portion of your income after you retire. Yet for a variety of reasons many people...
13 views0 comments
Chris Stein, CFP®
Apr 26, 20163 min read
Survivor vs Retirement Benefit – Which to Start First?
This week a reader who is eligible for both a Survivor benefit as well as their own Retirement benefit asked which one they should claim,...
28 views0 comments
Chris Stein, CFP®
Oct 20, 20152 min read
Zero COLA for 2016
In a blog post a month ago, we discussed the possibility of no Cost of Living Adjustments (COLA) for Social Security benefits in 2016 and...
13 views0 comments
Chris Stein, CFP®
Oct 13, 20152 min read
Military Pensions and Social Security
A blog reader recently asked us if their military pension earned from active duty in the 1990s and early 2000s would affect their Social...
23 views0 comments
Chris Stein, CFP®
Sep 1, 20153 min read
Taxes On Lump-Sum Social Security Benefits
Sometimes Social Security benefits are paid in one lump sum, with two examples being Retroactive Benefits and Suspended Benefits. We...
426 views0 comments
Chris Stein, CFP®
Jul 7, 20153 min read
Divorced Spouse Benefit vs Your Own Retirement Benefit
We had someone write in recently asking us to confirm her plan for filing benefits. She is divorced, but not remarried and currently age...
10 views0 comments
Chris Stein, CFP®
Jun 30, 20153 min read
Applying for Social Security
We have often talked on this blog and our radio show about going to Social Security and “filing for you benefits.” All too often missed...
21 views0 comments
Chris Stein, CFP®
Apr 14, 20152 min read
Medicare Premiums & Your Social Security Check
Once you reach age 65 it is common practice to become part of the Medicare insurance system. If you are also collecting Social Security...
40 views0 comments
Chris Stein, CFP®
Nov 11, 20142 min read
2015 Cost of Living Adjustment
The Social Security Administration (SSA) has announced a 1.7% cost of living adjustment (COLA) for 2015 that will take effect this...
14 views0 comments
Chris Stein, CFP®
Aug 20, 20142 min read
Social Security Estimated Benefits
In a previous blog post we discussed logging on to the Social Security web site to access your account. On this website you can view the...
8 views0 comments
Chris Stein, CFP®
Aug 12, 20144 min read
Waiting to Claim Your Social Security (Part 2)
As we discussed last week, waiting to claim your Social Security benefits has its advantages. The longer you wait before filing, the more...
11 views0 comments
Chris Stein, CFP®
Aug 5, 20143 min read
Waiting to Claim Your Social Security (Part 1)
Depending on your circumstances, waiting to claim your Social Security benefits can have its advantages. You can generally begin...
12 views0 comments
Chris Stein, CFP®
Jun 17, 20142 min read
When Does the Check Arrive?
OK… technically the Social Security Administration (SSA) doesn’t send checks out any more; they use electronic deposits. If you’re...
15 views0 comments
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