Chris Stein, CFP®
Benefits Repayment After Withdrawing Your Application
I received the following question recently: “I need to repay my Social Security benefits after withdrawing my application. I filed in...
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HelpWithMySocialSecurity.com is a blog intended to give you information on Social Security topics. Neither the blog, nor Jim Saulnier and Associates, LLC, are in any way approved, endorsed, or authorized by the Social Security Administration.
Jim Saulnier and Associates, LLC is a retirement planning firm that can assist you with your Social Security concerns.
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Chris Stein, CFP®
Oct 23, 20182 min read
Claiming Survivor Benefits
Reader question: “I am 58 years old and work full time. My spouse passed away in 2016 at the age of 51. I was told that at 60 I could...
35 views
Chris Stein, CFP®
Oct 17, 20181 min read
Receiving Benefits While Abroad
Reader question: “I will be in Romania for several years. If I open a bank account there, can my Social Security benefits be sent...
13 views
Chris Stein, CFP®
Oct 9, 20182 min read
Benefit Adjustments at Full Retirement Age
Reader question: “I will be 66 next July. I want to begin collecting Social Security in January, if possible. I believe that I can begin...
30 views
Chris Stein, CFP®
Oct 2, 20182 min read
Correcting Errors in Your Earnings Record
The Social Security Administration tracks hundreds of millions of records. Even with a very small error rate, the chance there is a...
174 views0 comments
Chris Stein, CFP®
Sep 25, 20181 min read
Timing of Earnings Test
Another great question from a reader this week: “Regarding earnings test, can you please clarify the timing and mechanics? I cannot...
16 views0 comments
Chris Stein, CFP®
Sep 18, 20181 min read
What Counts as Earnings
Question from reader: “In one of your post you write; ‘You are exposed to the Earnings Test that will reduce your benefit if you earn...
16 views0 comments
Chris Stein, CFP®
Sep 11, 20181 min read
Calculation of WEP
Question from reader: “I’ve been reading your blog and enjoy how far reaching on SSA it covers. That said I’m confused on one area and...
100 views0 comments
Chris Stein, CFP®
Sep 4, 20182 min read
Earnings Test and Spousal Benefits
We had a great question regarding the earnings test and spousal benefits from our email box this week: “I am 66 (FRA), the higher earner,...
34 views0 comments
Chris Stein, CFP®
Aug 28, 20182 min read
Spousal Benefits
From the email bag this week, we have a question regarding spousal benefits: “My year of birth is 1953. My wife’s is 1956. I want to file...
14 views0 comments
Chris Stein, CFP®
Aug 21, 20182 min read
Student Loans and Social Security
Student loan debt is usually thought of as a younger person’s issue, but a new report suggests that older Americans are also facing the...
15 views0 comments
Chris Stein, CFP®
Aug 14, 20182 min read
Converting Spousal Benefits to Survivor Benefits
This next question is something we have not really addressed directly before regarding spousal and survivor benefits, so I really...
389 views0 comments
Chris Stein, CFP®
Aug 7, 20182 min read
Delayed Claiming and Retroactive Benefits
Another good question regarding delayed claiming and retroactive benefits has come in from our listeners this week: “I am over 70, and...
20 views0 comments
Chris Stein, CFP®
Jul 31, 20182 min read
Survivor Benefit Claiming Age
We received the following question regarding survivor benefits this week: “I am currently 62, born in 1956. My retirement benefit if I...
24 views0 comments
Chris Stein, CFP®
Jul 24, 20182 min read
Divorced Spouse Benefits
The following question regarding divorced spouse benefits came in from a reader this week: “My mother is about to turn 66 and is ready to...
24 views0 comments
Chris Stein, CFP®
Jul 17, 20182 min read
Benefit Eligibility
A question about spousal and survivor benefit eligibility came in this week: “My mother is 64 years old. She was married to my father...
12 views0 comments
Chris Stein, CFP®
Jul 10, 20183 min read
What You Should Know About Social Security Benefit Errors
With over 59 Million Americans receiving some sort of Social Security benefits it is not surprising that occasional errors occur. So...
92 views0 comments
Chris Stein, CFP®
Jul 3, 20181 min read
Happy Independence Day!
Since the 4th of July falls on a Wednesday this year, we’re taking the day off to celebrate! Hope you have a wonderful Independence Day...
11 views0 comments
Chris Stein, CFP®
Jun 26, 20182 min read
Leaving Your Social Security Benefit to Someone Else?
You’ve saved well, invested responsibly and accumulated more assets that you’ll need in your retirement. When you pass away, there will...
114 views0 comments
Chris Stein, CFP®
Jun 19, 20182 min read
FRA for Survivor Benefits
Sometimes things that look simple and easy to understand can have a hidden “but” or two that makes them a little more confusing and...
147 views0 comments
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